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�?房屋條件：屋齡新、屋況良好、位於精華地段，有增值潛能的物件在估價時相當有優勢。有新竹購屋計畫的你，若想申請新竹房屋貸款，最先想到的管道可能是銀行，但銀行新竹房屋貸款條件是什麼？有哪些影響貸款成數的因素？如果被銀行拒貸又該怎麼辦？以�
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